A West Bend man will pay 10-thousand dollars to settle allegations that he defrauded Americans in a contest scam. The Federal Trade Commission said it originally ordered Jason Cruz to pay back the entire 185-thousand dollars that he bilked. But the F-T-C said he didn't have the money, so Cruz will pay the government back in other ways -- including his cooperation in the agency's future consumer investigations. The government said Cruz sent at least 14-million deceptive text messages to consumers around the country. He said they won I-Pads and thousand-dollar gift cards to Walmart and Best Buy, but to win the prizes, the consumers had to go on a fraudulent Web site where they had to buy quote, "questionable products and services" with monthly charges. A number of people took the bait -- even though authorities have constantly tried to remind people that we cannot win contests we don't enter, and a legitimate contest will never charge you a cent to collect a prize.